Just make sure you fund your Credit Builder account. Swipe it for everyday purchases – like gas, groceries, streaming services, recurring bills, and entertainment – and pay it off on-time by the end of each month. You can use your Chime Credit Builder credit card anywhere Visa cards are accepted. We’ve answered some of the most common questions below: Where can I use the Chime Credit Builder card? When you receive your Chime Credit Builder card, you’ll likely have questions about how to use it.